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3 Strange Auto Insurance "Facts" that People Believe
After weeks of searching for the best Toyota
New Jersey dealers
, you've finally found the car of your dreams. You're
ready to drive off of the lot and show off your latest big purchase, but first
you have to be insured. New Jersey is one of the few states that require some
form of insurance. When you've been selling Toyotas and other high quality cars
in a state that requires car insurance, you're bound to hear a few interesting
"facts" on the subject from your customers. Car insurance can get a
little complicated, and myths about it are surprisingly common. The next time
you hear somebody spouting any of these common car insurance myths as fact, do
them a favor and enlighten them.
#1: The color of the car you drive will affect your insurance rates
"____ colored cars are targeted by thieves, so insurance companies
will charge people more to cover the vehicles."
"_____ colored cars are linked to aggressive driving, so most
insurance companies will increase their rates for those colored cars."
We've heard so many variations of those past two sentences, but repeating
them doesn't make them any truer. A lot of factors go into determining the cost
of your auto insurance coverage. Your driving record will affect your rates,
the make and model of your vehicle will affect those rates, even the area you live
in will affect your rates. Your car color, however, will affect your insurance
rates about as much as your hair color would.
#2: Comprehensive coverage will cover any and all kinds of car damage
Most people choose a combination of comprehensive and collision insurance
to ensure that their car will be covered in case of an accident. But believing that
these policies will cover all damage is just setting yourself up for
disappointment. For instance, a comprehensive insurance policy may protect your
car from weather damage like hail or strong winds, but may not help if your car
is damaged by debris. Make sure to read the fine print on every policy you consider,
since it should very specifically outline the instances in which your vehicle
will be covered, and the ones in which it won't.
#3: If other people drive my car, their
insurance company will cover them in case of an accident
In the vast majority of states, the auto insurance policy that protects
the vehicle is considered the primary insurance. That means that in the event
of an accident, the car owner's insurance company will have to pay for any
damages that occur because of an accident. This is a good reason to only let people
you trust borrow your car. If they cause an accident, it's most likely going to
be your rates and coverage that suffer.
Labels: Toyota New Jersey Dealers
4 Car Maintenance Tasks You Can Do Yourself
Maintaining is crucial for a car's
longevity; however, the cost of regular checkups and common maintenance can
easily add up. So how do you get affordable maintenance without paying more
than you should?
Doing routine maintenance on your
own is a great way to reduce the costs of your car care. Of course, there are
certain tasks that are better left to the professionals, but here are some that
you can pretty easily handle at home.
This only involves the purchase of
a new air filter and about ten minutes of your time. The filter is located
under the hood of your car and can easily be reached by opening the air filter
panel, which is usually square or rectangular in shape. Next, remove the old
filter, clean out the casing, and insert the new filter. Remember that your car
should be turned off and cool when performing this task.
Changing the oil filter will
require a bit more time than your air filter did, but not too much. Again, your
car should be turned off and cool at the time, as the oil can burn you
otherwise. After locating the oil pan under your car, unscrew the drain plug to
drain the oil (be sure to use a recycling container when doing this). Then, fill
the new filter with new oil and replace the cap.
Replacing Your Windshield Wipers
Replacing your windshield wipers
is another easy task that only requires about ten minutes. To remove an old
wiper, pull it away from the windshield and press the small tab located under
the wiper in order to slide it off. Next, align the new wiper, lower it onto
the arm, and pull it tightly so that it is in the correct position. Last, place
the wiper back onto the windshield and then repeat the process with the other
Your battery is crucial since your
vehicle doesn't operate without it. Thus, when your battery dies or is about
to, you need to replace it immediately. This is a surprisingly simple task –
and an affordable one, as well, since the battery itself is not very expensive.
To change your battery, you'll first need to remove the cables and use a wire
brush to clean around the box and remove any corrosion. After that, re-install
the battery terminals, beginning with the positive first. You can easily
contact us to purchase a battery or, if you are worried about managing this
yourself, you can hand the job over to us.
Labels: Springfield Toyota Service
Need Car Parts? These Tips will Help You
Over time, your car will
experience wear and tear. Different parts of your vehicle will need to be
replaced periodically to ensure your car operates as it should. To help you in
the process of finding new parts when you need them, our NJ Toyota dealers at Autoland
the following tips:
Before you start shopping for a
new part, you'll obviously need to know what to get. However, just knowing that
you need a new carburetor doesn't help you much if you don't know which variety
is compatible with your vehicle and its other parts. Besides which, just
because you've identified one part that has stopped working doesn't mean that
there isn't also another that needs replacement. Check your owner's manual to
see what is recommended for your car or speak to one of our specialists.
Know when to Buy Generic or Used Car Parts
It's often smart to buy generic or
used car parts in order to avoid paying a hefty price on new ones. However, you
need to know how to get good ones or it will present both a financial and
safety risk. Make sure that any dealer that you use offers warranties on their
parts, and check out the return and shipping policy so that you won't be out of
luck if the part doesn't match up for some reason. Also, many people only shop
for small, less essential used parts like windshield wipers, and invest in brand quality for things like a new set of brakes.
Depending on the part and the
number of them you need, costs can add up. Fortunately, we offer coupons to
help you save some money while finding and buying the part you need for your
There are many reasons to consider
shopping online instead of in store for auto parts. For starters, it's
extremely convenient to shop online since you can do it from anywhere, at any
time. You can also find any part you need since we carry a large selection of
Chrysler, Dodge, Jeep, Ram, Scion and Toyota parts and accessories. If you're
not sure what you need, just give us a call or come in to speak to a specialist
today to help you.
Installing Car Parts
Once you have the part you need
for your vehicle, you'll need to install it. Some car parts are rather easy to
install and don't require much effort, but others can be tricky and
time-consuming to manage. You can easily make a service appointment online by filling
out our form
. Also, we offer service coupons for you to take advantage of
to save some money.
Labels: NJ Toyota Dealers
5 Useful Summer Car Tips You May Have Overlooked
When it comes to caring for your
car in the summer, you probably already know some of the common tricks of the
trade, such as checking your tires and changing your air filter. Despite this,
your car can still take a beating in summer. As your leading Toyota car dealership in New Jersey
we've provided useful car care tips to make your driving experience more
pleasant during the hot season.
In the summertime, the interior of
your car can feel like it's on fire when you first get in. While your first
thought may be to turn on the air conditioner, if you open the windows as well,
it will cool your car more quickly. This helps to push out the hot air and
allow cool air to circulate. And, as you probably already know, when you first
get into your car, your steering wheel is especially hot. To avoid this, turn
your steering wheel 180 degrees before getting out of the car. This will keep
the side that you touch cool while you're not driving.
A hot summer day can result in a
smelly car, but there are a few simple things you can do to avoid this problem.
For starters, keep your car clean. This means vacuuming the seats and carpet,
and wiping the interior with a multi-purpose auto cleaner. In addition, keep
boxes of baking soda or dryer sheets under the front seats to help remove odor.
Also, when you're able to, leave your windows down a bit to allow air to flow,
and have air fresheners in your car.
Prevent Your Engine from Overheating
Your car does a lot of work in the
hot summer (especially during heat waves) and, if you don't care for your vehicle
properly, it can cause the engine to overheat. You can prevent this problem by
ensuring that your coolant levels aren't low and checking for any potential
leaks. Other issues such as a broken fan belt and clogged radiator can cause
your engine to overheat. If you believe that your car may be experiencing engine
problems, contact our service center to speak to a mechanic.
While a blowout can occur any time
you drive, your tires are more prone to blowouts in the heat of summer. This is
because you're driving on scorching hot roads for long periods of time and also
because air pressure changes put more strain on the tires. Underinflation or
overinflation will only exacerbate this issue. Therefore, be sure to keep your
tires properly inflated and check the treads for wear that could make them
Keep Your Paint Looking Fresh
Keeping your car in the sun too
long can cause the paint and interior fabric to fade. To avoid this, keep your
car parked in a garage or shaded area, or invest in a cover for it.
For more information on car care,
check out our Autoland blog
us a call!
Labels: New Jersey Toyota